How to convert PayBack reward points into eCash | Mobikwik

This tips do not work anymore, I wrote this post in 2017.

Does your bank give reward points in PAYBACK !! If yes, here’s something useful for you.
I’m sure in this period of demonetisation, you will be getting more reward points and you wish to convert it back into money. To know how, read this post.

No need to struggle buying stuff from payback website and waiting for points to increase. With Mobikwik, you can convert the points into eCash.

What is Mobikwik

Mobikwik is a mobile wallet service which you can use to pay for your Recharge, Bill Payments, Online Shopping, Purchases, and Instant Money Transfers.
For those who haven’t heard of it yet, it’s a wallet like Paytm and Freecharge. In last two years it has built reputation in the market. They do come up with good offers on shopping and recharges once in a while.

Links

Website URL : www.mobikwik.com

Download Android App here

play.google.com/store/apps/mobikwik

Download iOS App here

itunes.apple.com/in/app/mobikwik

If you are not able to find any referral, please feel free to use my referral link

Steps to convert payback points into Mobikwik cash

First you need to create an account on Mobikwik. Go to My Wallet > Redeem on website/app.

On this page you will see Payback card option. You can click on ADD CARD and submit you payback details for the payback account on which you have reward points. Submit the OTP and your Mobikwik and provided Payback account will sync.

pretty_smart_techie_blog-mobikwik

After this you can click on the redeem button. Let me tell you 4 points value equal to 1 Rupee. So it will show round off value like 3528/4 gives 882 rupees. Now you just have to put your payback pin and done. You will get the final amount in your Mobicash. You may later transfer it to bank for 4% service charges. But I would suggest to use Mobicash to pay for recharge, food and shopping. Almost all online retailers accept Mobikwik and you may get awesome offers at offline stores like central shop too.

Note: When you redeem points , payback charges 25 rupees service charge for each such transaction. So you may wait until you have more than 1200 points because they have set a monthly limit of redeeming upto 300 rs.

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Disclaimer : This post is not sponsored.

New Year Vision Board

The new year is a good time to make a new vision board because you feel the change already in the environment. This is more than just making New Year resolutions, goal setting or self-analysis. You have to define how you want your year to be and also be ready to take action to achieve those goals. The law of attraction can’t work if you don’t heal yourself and don’t take action to make changes in your life. If you really want to change your life, there’s no room for being wishy-washy, it takes willpower and determination to manifest the life you want.

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I work for God, so God pays me.

Lightworkers are always provided for, by the most high, so that they can put all the focus on their life purpose.

I wanted to write about this for the last 3 days but I was trying to absorb the change first, because it was a fast change for me as well. As you all know, I have increased the prices of my Tarot reading services because my spirit guides told me to. It’s not like I didn’t know that some good changes are about to come, because of course I myself did the ancestral healing, I broke the patterns, I closed the cycles, I knew but I didn’t know it will come in this form. Spirit guides like to keep the mystery when it comes to blessings.

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I AM FINANCIALLY INDEPENDENT

Every time I post about being financially stable or financially independent. People always think that I might have recently come into some type of success. This is the lack mindset everyone projects on me. I have been financially independent for years, since 2017 to be accurate. And I have never been broke, ever.

I post it everytime when the karmic starts spreading rumours about me that I’m a golddigger, to create trust issues with my Twinflame. It’s a projection of who she is. She lies and everyone in his friend circle and family believes it, because they think not having a 9 to 5 job makes you poor. They compare that she has a job and I don’t. Well I had 5.5 years of experience as a software developer when I left IT and she was a fresher, that too in some other field not IT. My work profile and skillset still have high market value.

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What you want and what you need is not always the same

Universe or any source of creation/god that you believe in, it always gives you what you need at that time to expand yourself, to experience life to the fullest.

Sometimes we think we want people, friends, love, success, goals, but we don’t get it. When we don’t get it, we ask why? But we only get what is actually required to make us a whole person.

I wanted to start my blog 2 years back, wanted to do exactly what I’m doing right now, but I know if I had started at that time, I won’t have become this confident person that I needed to be, to do what I am doing. Life made me the person I needed to become before I reach my finish line. It was painful but I am always grateful for my experiences. Because they make me, me, the person that I am today. I am happy and grateful and full of joy to explore more about life.

Always remember, if you didn’t get what you wanted, God has something better in store for you. Look at your failures and betrayals as lessons.

If you like my work, please follow and share it with your friends. It means a lot to me, as I am beginner and need everyone’s support. Checkout my social media handles –

Instagram – Pretty Smart Techie

Facebook – Pretty Smart Techie

Twitter – Pretty Smart Techie

YouTube – Pretty Smart Techie

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